WULAN, T.; HARIYANTO, D. . The Influence of Financial Technology, Financial Literacy and Risk Perception on Stock Investment Decisions Through Financial Behavior as a Moderating Variable on Generation Z in Pontianak City. International Journal Papier Public Review, [S. l.], v. 6, n. 3, p. 22-36, 2025. Disponível em: https://www.igsspublication.com/index.php/ijppr/article/view/375. Acesso em: 15 jun. 2026.